Business Accounts & Transactions
Manage all your accounts and transactions from one place — your Seapoint current accounts alongside any external bank accounts you've connected, with powerful tools for searching, categorising, tagging, and exporting.
Your Seapoint accounts
What are Seapoint business accounts?
What are Seapoint business accounts?
Seapoint business accounts are your primary operating accounts for sending and receiving money. Each account comes with its own account number and sort code (GBP) or IBAN (EUR), and is available immediately after completing KYB.
GBP accounts — for UK-based operations, payroll, and payments
EUR accounts — for eurozone payments, international suppliers, and multi-currency operations
You can open as many GBP and EUR accounts as you need — for example, separate accounts for operating expenses, payroll funding, or different cost centres.
How do I view my account balances and details?
How do I view my account balances and details?
Navigate to Accounts in the left sidebar of your Seapoint dashboard.
You'll see all your Seapoint accounts listed, each showing: current balance, account currency, account number / IBAN, and recent activity.
Click on any account to open its detail view and see a full transaction history for that account.
Can I set a preferred currency?
Can I set a preferred currency?
Yes — if you operate primarily in one currency, you can set a preferred currency to control how balances and amounts are displayed across Seapoint.
Navigate to Settings → Preferences.
Under Currency, select your preferred display currency.
Click Save.
This affects how amounts are shown in your dashboard and reports, but does not change the underlying currency of any account or transaction.
External bank accounts
Can I see my other bank accounts here too?
Can I see my other bank accounts here too?
Yes — Seapoint lets you connect your existing external bank accounts via Open Banking, so you can see everything in one place on your Accounts and Transactions pages. Connected accounts show their balances and transactions alongside your Seapoint accounts.
For a full guide on how to connect, manage, and re-authenticate your external accounts, see the Connecting your bank accounts guide.
Viewing and searching transactions
How do I view my transactions?
How do I view my transactions?
Navigate to Transactions in the left sidebar.
You'll see a combined view of transactions across all your accounts — both Seapoint accounts and any connected external bank accounts.
Click on any transaction to open the transaction drawer on the right-hand side, where you can see: merchant name, category, and logo; amount, currency, and date; which account the transaction belongs to; any attached receipts or invoices; and custom labels applied to the transaction.
How do I search for a transaction?
How do I search for a transaction?
Use the search bar at the top of the Transactions page to search by merchant name, amount, or description. Results update as you type.
Filtering transactions
How do I filter my transactions?
How do I filter my transactions?
Use the filter bar at the top of the Transactions page to narrow down your view. You can filter by:
Date range — preset options (this month, last month, last 3 months, etc.) or a custom date range
Account — view transactions from a specific Seapoint or connected account only
Vendor — filter to all transactions from a specific merchant
Category — filter by system-assigned category (e.g. Software, Travel, Payroll)
Custom label — filter by any label you've created and applied to transactions
Filters can be combined — for example, you can filter by date range and label to pull all R&D spend in a given quarter.
Transaction categories and vendors
How does transaction categorisation work?
How does transaction categorisation work?
Seapoint uses AI-powered categorisation to automatically assign a category to every transaction — such as Software, Travel, Marketing, or Payroll. Categories are assigned based on the merchant and transaction data, and are visible on each transaction row and in the transaction drawer.
Categories are used to group and filter transactions, and appear in your cash flow reports.
What if the category or vendor is wrong?
What if the category or vendor is wrong?
You can correct both from the transaction drawer:
To change the vendor:
Open the transaction by clicking on it.
Click the vendor name in the drawer.
Search for the correct vendor and select it, or click Create new vendor if it doesn't exist yet.
To change the category:
Open the transaction drawer.
Click the category shown.
Select the correct category from the list.
Changes apply to that transaction only. Future transactions from the same merchant will continue to be categorised automatically.
How do I create a new vendor?
How do I create a new vendor?
If Seapoint doesn't recognise a merchant, you can create a new vendor directly from the transaction drawer:
Click on the transaction to open the drawer.
Click the vendor field and select Create new vendor.
Enter the vendor name and any additional details.
Click Save. The new vendor will be available across all your transactions going forward.
Custom labels
What are custom labels?
What are custom labels?
Custom labels are tags that you create and apply to transactions to classify them in ways that matter to your business — beyond the default system categories.
For example, you might create labels like R&D, Marketing, Series A Costs, or VAT Reclaimable to track spend for tax filings, cost centre reporting, or project budgets. A single transaction can have multiple labels applied to it.
Labels are shared across your entire company — all team members with access to transactions can see and apply labels.
How do I create a custom label?
How do I create a custom label?
Labels can be created directly from the transaction drawer — no need to go to settings first.
Open a transaction by clicking on it.
In the Custom labels section of the drawer, click Add a label.
Type the name of the label you want to create.
Select a colour for the label.
Click Create "[label name]" to create it and apply it to the transaction immediately.
The label is now available to apply to any transaction across Seapoint.
How do I apply or remove a label?
How do I apply or remove a label?
To apply a label:
Open the transaction drawer.
Click Add a label in the Custom labels section.
Search for or select the label you want to apply.
To remove a label:
Open the transaction drawer.
Click the × next to the label you want to remove.
How do I manage my labels?
How do I manage my labels?
You can view and manage all your labels in Settings → Custom Labels. From here you can:
See all labels and how many transactions each one is applied to
Rename a label
Change a label's colour
Delete a label (this removes it from all transactions it has been applied to)
Receipts and attachments
How do I upload a receipt or invoice to a transaction?
How do I upload a receipt or invoice to a transaction?
Open the transaction by clicking on it in your transactions list.
In the transaction drawer, scroll to the Attachments section and click Upload.
Select the file from your device. Supported formats: JPG, PNG, PDF.
Once uploaded, the receipt or invoice will be attached to the transaction and visible in the drawer.
💡 Uploading receipts as soon as you make a purchase keeps your records tidy and makes it easier to reconcile spending at month end or during a tax filing.
How do I view attachments on a transaction?
How do I view attachments on a transaction?
Open the transaction drawer by clicking on any transaction. Any attached receipts or invoices will be visible in the Attachments section. Click on an attachment to preview or download it.
Exporting transactions
How do I export my transactions to CSV?
How do I export my transactions to CSV?
Navigate to Transactions in the left sidebar.
Apply any filters you want (date range, account, category, label, etc.).
Click Export in the top-right corner.
Select CSV as the export format.
The file will download to your device automatically.
The export will include all transactions matching your current filters, along with columns for date, merchant, category, amount, account, and any custom labels applied.
💡 Filtering before exporting is the easiest way to produce a focused export — for example, all transactions labelled "R&D" in Q1, or all card spend in a specific month.
FAQs
How many accounts can I have?
How many accounts can I have?
There's no limit. You can open as many GBP and EUR Seapoint accounts as you need, and connect as many external bank accounts as you like via Open Banking.
Can I see transactions from all my accounts in one view?
Can I see transactions from all my accounts in one view?
Yes — the Transactions page shows a combined view of activity across all your Seapoint accounts and any connected external accounts by default. Use the Account filter to narrow down to a specific account if needed.
Are custom labels included in CSV exports?
Are custom labels included in CSV exports?
Yes — any labels applied to a transaction appear as a column in the CSV export, making it easy to work with labelled transactions in spreadsheets or accounting tools.
Can I bulk-apply labels to multiple transactions?
Can I bulk-apply labels to multiple transactions?
Bulk labelling is not available yet but is on our roadmap. For now, labels need to be applied to transactions individually from the transaction drawer.
Still have questions? Contact our support team at help@seapoint.co or message us on Slack — we're here to help.