By combining thorough KYC/AML, investor-profiling, and U.S.-style accreditation self-certification, SeedBlink ensures that each investor meets the legal and regulatory standards appropriate to the instruments they wish to buy.
KYC / AML Verification
SeedBlink runs Know-Your-Customer (KYC) and Anti-Money Laundering (AML) checks. Investors upload a government-issued ID (passport or national ID), complete a facial-recognition (“liveness”) check, and—if needed—provide additional information such as the source of funds. Once this is approved, their account receives a “Verified Profile” tag, unlocking investment opportunities.
U.S. “Accredited Investor” Self-Certification
For any U.S.-regulated offerings SeedBlink requires investors to self-certify that they qualify as an “accredited investor” under U.S. securities laws by checking a box in its Terms & Conditions. To qualify, investors must meet at least one of the following categories (among others listed):
Individuals: net worth over $1 million (excluding primary residence), or income exceeding $200 000 (or $300 000 jointly) in each of the last two years with a reasonable expectation of the same this year; or hold certain securities licenses.
Entities: corporate or partnership entities with over $5 million in assets; banks, broker-dealers, registered investment advisors; insurance companies; employee-benefit plans over $5 million; family offices over $5 million AUM; or any entity where all equity owners are accredited, etc.