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Tax on crypto

In New Zealand, crypto profits are generally taxable. You’re responsible for reporting and paying any tax to Inland Revenue (IR).

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Written by Sharesies Help
Updated today

Sharesies Crypto is currently in early access

To access Sharesies Crypto before we roll out to everyone, you’ll first need to register your interest and be invited to early access.

When tax may apply

In New Zealand, crypto is considered as a form of property for tax purposes.

When you sell your crypto for more than you paid, you may need to pay tax on profits at your income tax rate, with the income calculated on the value at the time you sell.

Unlike tax on shares, we don’t withhold or manage crypto-related income tax on your behalf. You’ll be responsible for reporting taxable income to Inland Revenue (IR) and paying any tax obligation at the end of the tax year.

Reporting tax

To help you report and pay any tax you may owe, you’ll be able to download transaction reports for specific time periods.

These reports show your crypto activity in Sharesies, including your buy and sell orders.

To access the reports in the Sharesies app:

  1. Go to your Crypto investments.

  2. Tap ‘Download reports’.

  3. Select ‘Crypto transaction report (CSV)’, and set the time period.

  4. Tap ‘Export report’.

What you need to do

It’s up to you to:

  • Keep track of your crypto activity

  • Report it in your tax return

  • Pay any tax you owe

We don’t report or pay tax for you, or withhold or manage crypto-related income tax on your behalf.

If you owe tax, you can choose to save money throughout the year so you’re prepared.

Where to get help

For detailed guidance, check out IR’s info on cryptoassets.

You can also talk to a tax professional if you’re unsure about your situation.

Sharesies Crypto is offered by Sharesies Crypto Limited.

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