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What is Tenant Coverage?

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Written by Gavin Servai

As of March 20th, 2024, Sparrow has partnered with Walnut Insurance Inc. (“Walnut”) to offer our members a complimentary Resident Liability Insurance (“Tenant Coverage”), further enhancing the protection and benefits of homesharing through our platform.


For housemates who enter into a Boarding Agreement or Rental Agreement on or after March 20th, 2024 with a Host through Sparrow, Housemates are automatically enrolled in Resident Liability Insurance.
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The Tenant Coverage offers the following:

  • Bodily Injury Liability: Coverage up to $1,000,000 per occurrence for bodily harm occurring at the insured location during the policy term, with liability established against the resident certificate holder.

  • Property Damage Liability: Coverage up to $100,000 per occurrence for physical damage to the host’s property occurring at the insured location during the policy term, with liability established against the resident certificate holder.


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