Spriggy is not a credit card (nor is it anything like one). With your Spriggy prepaid card - your child can only spend the money that's deposited onto their card.
- It's prepaid, so your child can never spend more than is loaded onto their card.
- When they spend money, it's instantly debited from their card and reflected in their card balance.
Spriggy Cards help instill a sense of independence and move families away from the bank of Mum and Dad. Giving a young person responsibility for a regular allowance through Spriggy sends a clear message – it gives them a budget to manage, and when that money is gone, it’s gone!