There are currently two internal limits to be aware of:
The minimum amount you can load onto your child's Spriggy card is $1, and the maximum amount is $999.
Parent Wallet + Savings + Goals for the entire family
The shared maximum across the Parent Wallet, Savings and Goals is $999.
The reason for the limits is due to anti-money laundering regulations. The removal of the balance limit (or the inclusion of cash out at ATM's) requires a higher level of identity verification of parents at signup.
Increased Parent Wallet Limits
We are currently testing increased Parent Wallet Limits of $4,999 with a limited number of families.
At the moment our testing program is full, however, if you would like to be part of future tests please reach out to our Member Help team. To enable this feature you will be required to pass a full identification check.