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What Is Stairs?
Is Stairs the same thing as GROUNDFLOOR?
Is Stairs the same thing as GROUNDFLOOR?
Joey avatar
Written by Joey
Updated over a week ago

Stairs investments are used to fund GROUNDFLOOR's loan origination. We prefer to source our funding with retail (versus institutional) capital since it gives us more flexibility and also allows us to offer investors a secure investment option with rates significantly higher than they could get from savings accounts (or CD's or money markets).

Stairs investments are secured by loans before they are released to the crowd for funding and the loans are therefore typically swapped out every 30 days, once they are sold as LROs for investment. It works similarly to our GROUNDFLOOR Notes product, on a much shorter term, allowing users to realize interest in as little as 5 days!

Additionally, unlike the loans on our platform, users can withdraw funds at any time. Learn more here.

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