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πŸ” What’s the Difference Between Fixed and Floating Rates?

Floating and Fixed rate Explained

Updated over 2 months ago

πŸ’§ Floating Rate

A floating rate is calculated in real time based on current market conditions.
It’s ideal when the market is stable or slightly moving in your favor.

Key points:

  • Based on live market prices from liquidity providers

  • The final amount may change slightly by the time your transaction is confirmed

  • Typically offers better average rates compared to fixed

  • Best for smaller or quick swaps where you can tolerate small fluctuations

πŸ’¬ Example:
If the market moves up while your transaction is processing, you may receive slightly more coins. If it drops, you might receive slightly less.


πŸ”’ Fixed Rate

A fixed rate locks in the exchange rate for a short time (usually 15–30 minutes), ensuring the final amount you see is what you get β€” even if the market changes.

Key points:

  • Rate locked for ~15–30 minutes

  • Protects you from price volatility

  • Has a slightly higher spread to maintain stability

  • Ideal for larger swaps or when prices are highly volatile

πŸ’¬ Example:
If you select a fixed rate and the market drops before your transaction confirms, you’ll still receive the exact amount shown at the start of the exchange.


πŸ’‘ StealthEX Tip

We recommend:

  • βœ… Floating Rate β†’ for smaller, quick swaps during stable markets

  • βœ… Fixed Rate β†’ for larger amounts or during times of high market volatility

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