Because Crypto Index trades on the Spot market using multiple altcoins, while Fixed Income requires a dedicated USDT balance and Futures market access, you will need to prepare your exchange account before making the switch.
To make the switch smoothly and safely, please follow these 4 steps:
Step 1: Stop trading in the Stoic app
Before changing anything on your exchange, you must stop the bot. This ensures the AI stops managing your account and doesn't open new positions while you are transitioning.
Open your Stoic app.
Go to your Portfolio (or Profile).
Select your currently active Crypto Index strategy.
Tap Pause trading (or Stop Trading).
Figure 1: The Settings menu in the Stoic app, where you can find the "Pause trading" option.
Step 2: Prepare your funds on the exchange
The Crypto Index strategy holds your funds split into various altcoins, but Fixed Income operates strictly with USDT.
Once trading is successfully stopped in the Stoic app:
Log in to your connected exchange account (e.g., Binance).
Manually sell your current altcoin portfolio back into USDT.
Ensure your full trading balance is available in stablecoins (USDT).
Step 3: Activate Futures & Update your API Key
The Fixed Income strategy requires access to both Spot and Futures markets. Binance has strict security rules regarding API keys and Futures accounts, so please follow this carefully:
1. Activate your Futures Account (if you haven't already)
On Binance, go to the top menu, hover over Futures, and select USDS-M Futures.
If you don't have a Futures account yet, click Open Now (you may need to pass a short Binance quiz).
Figure 2: Selecting USDS-M Futures from the top navigation menu.
2. Go to API Management
Click on your profile icon in the top right corner and select API Management from the drop-down menu (usually located at the bottom of the list).
3. Try to update your existing Stoic API key
Find your current Stoic API key and click Edit restrictions.
Look for the "Enable Futures" checkbox.
If you can check it: Check the box, click Save, and go to Step 4.
đ¨ Troubleshooting: Is the "Enable Futures" box missing or greyed out? Binance has a security rule: If your API key was created BEFORE you opened your Futures account, you cannot enable Futures on that old key. The checkbox will be unclickable (greyed out) or completely missing.
How to fix it:
Click Cancel to exit the edit mode of your old key.
Click Create API to make a brand new API key.
Set up the new key with Stoic's Trusted IPs (just like you did the first time).
Click Edit restrictions on the new key â the "Enable Futures" box will now be active! Check it and save.
Go into your Stoic app and scan/paste this new API key to replace the old one.
Figure 4: Checking the "Enable Futures" box in your Binance API restrictions.
Important Note: Futures trading is restricted in certain jurisdictions (such as the UK, Germany, Italy, Australia, etc.). Please make sure your exchange allows you to use Futures before proceeding.
Step 4: Switch the strategy
Now that your funds are entirely in USDT and your API key has Futures enabled, you are ready to make the switch!
How to start: Select the Fixed Income strategy directly inside the Stoic app and follow the simple on-screen prompts to connect your updated API key and start trading.
Figure 5: Selecting the Fixed Income strategy in the Stoic app.
Need help?
If you have any questions, don't see the right option, or run into difficulties at any step, feel free to send a message to our support team via the in-app chat â we are always here and happy to help!