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What is Swoo Pay?

Updated over 2 weeks ago

Swoo Pay is a contactless mobile payment service that lets you pay for purchases in stores and other locations with just a tap of your phone.

Simply add a supported bank card (Visa or Mastercard) to the Swoo app and pay at any NFC-enabled terminal worldwide — with no fees or hidden charges.

Key benefits:

  • Speed & Convenience: pay in two taps — no need to pull out your plastic card or cash.

  • Maximum Security: card data is encrypted and stored only on your device; each transaction uses tokenization instead of real card details.

  • Offline Capability: once activated, your card works for contactless payments even without an internet connection.

  • Compatibility: supports Android and HarmonyOS smartphones running OS 8.0 or higher with NFC.

  • Completely Free: no fees for setup or transactions.

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