Key Definitions
Before reviewing the specific limits for each plan, it is important to understand how these values are calculated:
Daily Loss Limit (Equity/Balance): This limit represents the maximum amount your account can lose within a single day. It is calculated based on your starting daily "Balance" registered at 00:00 UTC. If the sum of your closed trades and currently open (floating) profits or losses reaches this threshold at any point during the UTC day, your account is considered breached. The daily loss limit resets every day at 00:00 UTC.
Static/Fixed Maximum Loss: A fixed overall loss limit that is calculated based on your initial starting account balance. This threshold remains the same and does not change as you generate profits in the account.
Trailing Maximum Loss: An overall loss limit that "trails" (moves up with) your account's performance. As your account balance or equity reaches new high-water marks, the minimum allowed threshold moves up accordingly, maintaining a set percentage distance from your highest recorded point.
1. Maximum Daily Loss Rules
Your daily loss limit depends on the plan you are trading:
2-Phase Plans & Subscription Plans: The account's daily equity or balance cannot decrease by more than 5% of the starting daily balance.
1-Phase Plans: The account's daily equity or balance cannot decrease by more than 3% of the starting daily balance.
Instant Plans: There is no maximum daily loss limit on Instant Plans.
2. Maximum Overall Loss Rules
Your maximum overall loss limit depends on the plan you are trading:
2-Phase Plans: The account's balance or equity cannot decrease by more than 10% from its initial virtual starting balance (Static).
1-Phase Plans: The account's balance or equity cannot decrease by more than 6% from its initial virtual starting balance (Static).
Subscription Plans: The account's balance or equity cannot decrease by more than 5% from its initial virtual starting balance (Static).
Instant Plans: The account's balance or equity cannot decrease by more than 6% (Trailing).
Calculation Examples
Example 1: Daily Loss Limit (Using a 5% Limit Plan)
At the beginning of Day 6 (00:00 UTC), your simulation account has a virtual balance of $102,000. Because this is a 2-Phase or Subscription Plan, your daily loss limit is 5%.
Starting Daily Balance: $102,000
Maximum Allowed Daily Loss: $102,000 × 5% = $5,100
Daily Equity Floor: $102,000 - $5,100 = $96,900
This means your virtual equity (including open, floating positions) cannot fall below $96,900 during Day 6. If it falls below this value at any point before the next daily reset at 00:00 UTC, the account will be closed.
(Note: If you were on a 1-Phase Plan, the limit would be 3%, meaning a maximum daily loss of $3,060 and an equity floor of $98,940).
Example 2: Static Maximum Loss Limit (Using a 2-Phase 10% Static Plan)
If you purchase a $200,000 2-Phase evaluation account, your overall Maximum Loss Limit is 10% of the initial starting balance:
Initial Virtual Starting Balance: $200,000
Maximum Overall Loss: $200,000 × 10% = $20,000
Static Minimum Equity Floor: $200,000 - $20,000 = $180,000
Because this is a static limit, your virtual equity or balance cannot drop below $180,000 at any point during your evaluation or funded stage. Even if your account balance grows to $210,000, your absolute overall floor remains fixed at $180,000.
Example 3: Trailing Maximum Loss Limit (Using an Instant 6% Trailing Plan)
If you purchase a $100,000 Instant Plan account, your overall Maximum Loss Limit is 6% Trailing:
Initial Virtual Starting Balance: $100,000
Initial Minimum Equity Floor: $100,000 - 6% = $94,000
If your account balance has not grown, your floor remains $94,000. However, if your account equity or balance reaches a new peak of $105,000, your trailing overall floor moves up:
New Highest Peak achieved: $105,000
New Minimum Equity Floor: $105,000 - 6% = $98,700
Under a trailing model, your minimum allowed equity floor rises along with your account's positive performance to protect the simulated capital.