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ICHRA Employee: Understanding Plan Years and Enrollment Deadlines

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Written by Mel Vazquez-Martinez

How to Navigate Plan Year Enrollments, Submissions, and Deadlines in the Take Command Portal

Employees can manage future plan year enrollments, proof of coverage submissions, and plan renewals through the Take Command portal.

What plan year does the portal display?

During Open Enrollment, the portal typically displays plans for the upcoming plan year.

For example, during Open Enrollment for 2026 coverage, the portal may display 2026 plans rather than current-year plans.

What deadlines should I be aware of?

Employees are responsible for:

  • Completing plan selection during Open Enrollment

  • Submitting proof of coverage by required deadlines

  • Updating coverage information when changes occur

Missing required deadlines may delay reimbursement eligibility.

What if I need coverage outside of Open Enrollment?

Employees who experience a qualifying life event may be eligible for a Special Enrollment Period (SEP).

Key takeaway

The Take Command portal helps employees manage future plan year enrollments, proof of coverage submissions, and qualifying enrollment events throughout the year.

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