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ICHRA & QSEHRA Employee: Submitting a Recurring Health Insurance Premium

This article is for employees participating in an Individual Coverage HRA (ICHRA) or Qualified Small Employer HRA (QSEHRA) administered through Take Command whose employer reimburses health insurance premiums.

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Written by Mel Vazquez-Martinez

If you pay a monthly health insurance premium, you can submit it as a recurring premium reimbursement so you don't need to submit the same premium every month.

What is a recurring premium?

A recurring premium is a monthly reimbursement request for your health insurance premium.

Once approved, your premium is automatically submitted for reimbursement each month without requiring a new monthly submission.


When can I set up a recurring premium?

You can create a recurring premium after:

  • Your health insurance enrollment is complete.

  • Your proof of coverage has been approved.

  • Your employer's HRA reimburses health insurance premiums.


How do I submit a recurring premium?

  1. Sign in to your Take Command Member Portal.

  2. Open the Reimbursements section in the main Member Portal navigation menu.

  3. Select the option to add a recurring health insurance premium.

  4. Enter your monthly premium amount.

  5. Upload proof of coverage if requested.

  6. Submit your recurring premium for review.

    If the option to add a recurring premium is not visible in the Reimbursements section, or the button is greyed out, contact Customer Experience — this may indicate a portal access or eligibility configuration issue.

    If you need to update an existing recurring premium (for example, because your premium amount changed), cancel the existing entry and submit a new one after your updated proof of coverage is approved. If the cancel or edit option is not available, contact Customer Experience.


What happens after I submit?

Take Command reviews your proof of coverage and premium information.

Once approved:

  • Your recurring premium becomes active.

  • Monthly reimbursements are processed automatically while your insurance information remains current.


What documentation may be required?

You may be asked to provide:

  • Proof of coverage

  • Premium invoice

  • Insurance carrier information

  • Coverage effective date


When does this article not apply?

This article applies only to recurring health insurance premiums.

One-time medical expenses must be submitted separately.


Key takeaway

Recurring premiums automate reimbursement for your monthly health insurance premium after your proof of coverage has been approved.

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