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Recurring Premiums: How to stop or update your health insurance premium in different situations

This article is for employees enrolled in QSEHRA or ICHRA through Take Command Health who have recurring premium reimbursements set up in HRA Hub and need to update or cancel them due to insurance or employment changes.

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Written by Mel Vazquez-Martinez

You can stop or update a recurring health insurance premium in HRA Hub by canceling the existing recurring expense and either updating it with a new plan document or replacing it with a new recurring premium setup depending on your insurance change.

What is a recurring premium?

Recurring premiums are automated reimbursement setups for monthly insurance costs.

A recurring premium is:

  • A monthly reimbursement tied to your insurance plan

  • Set up in HRA Hub after proof of coverage is approved

  • Automatically processed each month once validated

If your insurance or eligibility changes, this setup must be updated or canceled.

When you need to stop or update a recurring premium

You must update or cancel your recurring premium when any of the following changes occur.

  • You switch to a new health insurance plan

  • Your insurance carrier changes

  • Your premium amount changes

  • Your employment or HRA eligibility changes

  • You cancel your health insurance plan

  • You move from one HRA setup to another (e.g., QSEHRA → ICHRA transition)

If you do not update your recurring premium, reimbursements may be incorrect or delayed.

How to stop a recurring premium

Step 1: Access your recurring expense in HRA Hub

  1. Log in to HRA Hub

  2. Navigate to the Reimbursements section

  3. Locate your active recurring premium

Step 2: Cancel the existing recurring premium

  1. Click the options menu (⋯) next to the premium

  2. Select “Cancel Recurring Expense”

  3. Confirm cancellation date (usually last active coverage date)

  4. Save changes

Step 3: Confirm cancellation is processed

  1. Check that the recurring premium no longer appears as active

  2. Verify reimbursement activity stops after the cancellation date

  3. Ensure no duplicate submissions remain active

How to update a recurring premium (new insurance plan)

Step 1: Cancel the old recurring premium first

  1. Follow the cancellation steps above

  2. Ensure old plan is fully stopped before proceeding

Step 2: Upload proof of your new insurance plan

  1. Go to Health Insurance section in HRA Hub

  2. Upload new proof of coverage showing:

    • Your name

    • Carrier and plan name

    • Active coverage dates

    • Premium amount

Step 3: Set up a new recurring premium

  1. Select “Add Monthly Premium” or equivalent option

  2. Enter updated premium amount

  3. Confirm effective start date

  4. Submit for compliance approval

Step 4: Wait for approval

  1. Compliance team reviews new plan

  2. Once approved:

    • New recurring premium replaces old setup

    • Reimbursements resume automatically

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