To continue receiving HRA reimbursements each plan year, keep your health insurance active and upload updated proof of coverage after your plan renews.
Do I need to renew my health insurance every year?
Yes. If your health insurance renews for a new plan year, you should:
Confirm your coverage is still active.
Review any changes to your plan or premium.
Upload updated proof of coverage to your Take Command Member Portal.
Renewing your health insurance helps maintain your eligibility for HRA reimbursements.
What if I keep the same plan?
Many insurance carriers automatically renew eligible plans.
Even if your plan renews automatically, you should:
Confirm your coverage is active.
Review your premium and plan details.
Verify your preferred providers remain in network, if applicable.
Upload updated proof of coverage for the new plan year.
What if I renewed outside of Take Command?
You do not need to purchase or renew your insurance through Take Command.
If you renewed through:
A Health Insurance Marketplace
An insurance carrier
A licensed insurance agent
Another enrollment source
Simply upload your updated proof of coverage after your renewal is complete.
What happens if I don't upload updated proof of coverage?
If updated proof of coverage is required but not submitted:
Reimbursement eligibility may be delayed.
Additional documentation may be requested.
Reimbursements may not be approved until your coverage has been verified.
What if I waived coverage?
If you waived health insurance for the current plan year, you're generally not eligible for HRA reimbursements until you obtain qualifying coverage and satisfy your employer's HRA requirements.
When does this article not apply?
This article explains how to maintain reimbursement eligibility after renewing your health insurance.
It does not explain how to connect an existing health insurance plan or Premium Tax Credit eligibility.
Key takeaway
To continue receiving HRA reimbursements, keep your health insurance active and upload updated proof of coverage each plan year, even if you renewed your plan outside of Take Command.