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Health Insurance Enrollment (Self-Enroll): Understanding Your Responsibilities

This article is for employees enrolling in an individual health insurance plan through Take Command using the Self-Enroll process.

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Written by Mel Vazquez-Martinez

If you choose a Self-Enroll health insurance plan, you are responsible for completing enrollment with the insurance carrier, maintaining your coverage, and paying your monthly premiums directly to the carrier.

What is a Self-Enroll plan?

A Self-Enroll plan is a health insurance plan that you purchase directly from the insurance carrier.

With Self-Enroll:

  • You choose your health insurance plan.

  • You complete enrollment directly with the carrier.

  • You manage your policy after enrollment.

Take Command does not complete enrollment or manage your policy for Self-Enroll plans.


What are my responsibilities?

As the policyholder, you are responsible for:

  • Completing enrollment with the insurance carrier.

  • Paying your monthly premiums.

  • Maintaining active health insurance coverage.

  • Updating your payment information with the carrier.

  • Responding to requests from the carrier.

  • Uploading proof of coverage when required for your HRA.


What does Take Command do?

Take Command helps support your HRA by:

  • Reviewing proof of coverage.

  • Verifying premium amounts.

  • Confirming reimbursement eligibility.

  • Supporting employer reimbursement reporting.

Take Command does not manage your insurance policy or premium payments.


When does this article not apply?

This article applies only to Self-Enroll plans.

It does not apply to employees using Easy Enroll.


Key takeaway

With Self-Enroll, you are responsible for managing your health insurance directly with the insurance carrier after selecting your plan.

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