This article is for employees participating in an Individual Coverage HRA (ICHRA) or Qualified Small Employer Health Reimbursement Arrangement (QSEHRA) administered through Take Command.
What documents can I submit?
Commonly accepted Proof of Coverage documents include:
Monthly insurance bill or statement
Certificate of Coverage
Insurance carrier enrollment confirmation
Marketplace enrollment confirmation
COBRA election notice
Screenshot from your insurance carrier's online member portal
Medicare documentation, when applicable
Your document must clearly verify active health insurance coverage.
What information must my document include?
Your documentation should include:
Your name (or show you as a covered dependent)
Insurance carrier name
Health plan name
Proof that coverage is active
Coverage effective date, when applicable
Premium amount if you're requesting premium reimbursement
If one document doesn't contain all required information, you may upload multiple supporting documents.
What documents are generally not accepted?
The following documents usually don't contain enough information by themselves:
Insurance ID cards
Payment history only
Bank statements
Credit card statements
Additional documentation may be required to verify active coverage.
When does this article not apply?
This article explains what documents are accepted as Proof of Coverage.
It does not explain how to upload documents or how long reviews take.
Key takeaway
Accepted Proof of Coverage documents must clearly verify that you have active health insurance coverage and include the information needed to confirm your reimbursement eligibility.