This article is for employees participating in an Individual Coverage HRA (ICHRA) or Qualified Small Employer Health Reimbursement Arrangement (QSEHRA) administered through Take Command.
Why do I need to submit proof of coverage each year?
Annual proof of coverage confirms that you continue to have eligible health insurance.
This helps ensure:
Your reimbursement eligibility remains current.
Your insurance information is accurate.
Your employer's HRA remains compliant.
What information must my proof of coverage include?
Your documentation should show:
Your name
Covered dependents, if applicable
Insurance carrier
Plan name
Coverage effective dates
Monthly premium amount, when applicable
Documentation should clearly verify active coverage for the new plan year.
What documents can I upload?
Examples include:
Insurance invoice or premium bill
Coverage confirmation letter
Marketplace enrollment confirmation
Insurance carrier account summary
Other official documentation verifying active coverage
What happens after I upload my documentation?
Take Command reviews your proof of coverage to verify your eligibility.
If additional documentation is required, you'll receive a request through your Member Portal or by email.
When does this article not apply?
This article explains annual proof of coverage requirements.
It does not explain how to update your insurance after changing health plans during the year.
Key takeaway
Submitting updated proof of coverage each plan year helps maintain your HRA reimbursement eligibility and ensures your health insurance information remains current.