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QSEHRA Employee: Rejoining Your HRA After Waiving Coverage

This article is for employees participating in a Qualified Small Employer Health Reimbursement Arrangement (QSEHRA) administered through Take Command who previously declined their HRA benefit.

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Written by David Hung

If you previously waived your QSEHRA, you may be able to participate later if you become eligible under your employer's plan rules or experience a qualifying life event.

Can I enroll after waiving my HRA?

Possibly. Whether you can enroll after waiving depends on:

  • Your employer's QSEHRA rules.

  • Whether you've experienced a qualifying life event.

  • Whether you're eligible to enroll outside the normal enrollment period.


How do I request enrollment?

  1. Contact your employer or Take Command Customer Experience.

  2. Explain what has changed.

  3. Complete any required enrollment steps.

  4. Submit proof of health insurance if requested.

Your eligibility will be reviewed according to your employer's plan rules.


What if I lost other health insurance?

If you've lost other health insurance coverage, you may become eligible to participate in your employer's QSEHRA.

Contact your employer or Take Command as soon as possible to discuss your options.


When does this article not apply?

This article explains how to participate after previously waiving your HRA.

It does not explain how to waive your HRA initially.


Key takeaway

Employees who previously waived their QSEHRA may be able to enroll later if they become eligible under their employer's plan rules. Contact your employer or Take Command to discuss your options.

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