Skip to main content

Proof of Coverage: COBRA Documentation

This article is for employees participating in an Individual Coverage HRA (ICHRA) or Qualified Small Employer Health Reimbursement Arrangement (QSEHRA) who are covered by COBRA.

D
Written by David Hung

Employees enrolled in COBRA coverage can submit COBRA documentation as Proof of Coverage if the documentation verifies active health insurance coverage.

What COBRA documents are accepted?

Commonly accepted COBRA documents include:

  • COBRA election notice

  • Recent COBRA billing statement

  • COBRA payment coupon

  • Insurance carrier account summary

  • Screenshot from your insurance carrier's online member portal

Your documentation must clearly verify active COBRA coverage.


What information must my COBRA documentation include?

Your documentation should include:

  • Your name

  • Insurance carrier name

  • Plan name

  • Proof that COBRA coverage is active

  • Current or recent coverage information

  • Premium amount if you're requesting premium reimbursement

If one document doesn't include all required information, you may upload additional supporting documents.


How do I upload COBRA documentation?

  1. Sign in to your Take Command account.

  2. Open the Health Insurance section.

  3. Upload your COBRA documentation.

  4. Submit it for review.

You'll receive updates as your documentation moves through the review process.


When does this article not apply?

This article applies only to employees enrolled in COBRA continuation coverage.

It does not apply to Marketplace, employer-sponsored, or Medicare health plans.


Key takeaway

COBRA documentation is accepted as Proof of Coverage when it clearly verifies your active COBRA health insurance coverage and includes the information required to confirm your reimbursement eligibility.

Did this answer your question?