You can apply for Medi-Share at any time during the year, and your membership typically begins on the first day of the month after your application is approved.
Can I enroll in a Medi-Share plan anytime?
Yes. Medi-Share enrollment is open year-round.
There is no:
Open enrollment period
Annual enrollment window
Special enrollment requirement
You can submit an application at any time.
When does Medi-Share coverage start?
Coverage begins after approval.
In general:
You submit your application
Medi-Share reviews and approves your application
Your membership begins on the first day of the following month after approval
For example:
If you are approved in May → coverage begins June 1
Is there immediate or same-day coverage?
No. Medi-Share does not provide:
Same-day coverage
Mid-month start dates
Retroactive coverage for unapproved periods
You must complete the application process and receive approval before membership begins.
How long does approval take?
Approval timing depends on how quickly required information is completed.
Processing may include:
Application submission
Medical history review
Required documentation collection
Your start date may be delayed if additional information is needed.
Can I choose my start date?
No. Your start date is determined by:
Approval timing
The first day of the next calendar month after approval
You cannot select a custom start date or backdate coverage.
What should I do if I need coverage immediately?
If you need immediate health coverage:
Medi-Share will not provide same-day protection
You may need temporary alternatives (such as short-term insurance or Marketplace coverage) while waiting for approval
Medi-Share should not be used as a gapless, instant-coverage solution.