If you become eligible for a QSEHRA outside of Open Enrollment, you may qualify for a Special Enrollment Period (SEP) that allows you to enroll in individual health insurance coverage.
Can I enroll outside Open Enrollment?
Yes, if you qualify for a Special Enrollment Period.
Does a QSEHRA create a Special Enrollment Period?
Yes. Becoming newly eligible for a QSEHRA generally creates a Special Enrollment Period that allows you to enroll in qualifying individual health insurance coverage.
What plans qualify?
Qualifying coverage may include:
Marketplace plans
Off-exchange individual plans
Medicare (if eligible)
What if I don't qualify for a Special Enrollment Period?
You may need to wait until the next Open Enrollment Period unless another qualifying life event occurs.