The Claims Summary Report provides a year-to-date view of employee HRA allowances, approved claims, reimbursements, and remaining available funds so employers can track benefit utilization throughout the plan year.
What is the Claims Summary Report?
The Claims Summary Report is an administrative reporting tool that summarizes employee HRA activity.
The report helps employers understand:
Total allowance offered to employees
Claims submitted and approved
Reimbursements paid
Remaining available allowance
Overall HRA utilization
Each row represents an employee and each column displays a different aspect of HRA activity.
What information does the Claims Summary Report include?
The report may include:
Offered allowance
Approved claims
Reimbursements paid
Unclaimed allowance
Monthly activity details
Year-to-date totals
The report provides both summary-level and detailed employee information.
What does "Offered" mean?
The Offered column shows the total HRA allowance made available to an employee.
This amount:
Represents available benefit dollars
Includes allowances provided throughout the plan year
Reflects the employee's available reimbursement balance before claims are applied
Does not indicate how much has been used
Offered amounts are based on the employer's HRA plan design.
What does "Claims" mean?
The Claims column shows the total value of approved employee claims.
Claims represent:
Eligible expenses submitted by employees
Expenses that have been reviewed and approved
Amounts eligible for reimbursement under the HRA
Claims do not necessarily represent money already paid to the employee.
Approved claims may exceed currently available allowance.
What does "Reimbursements" mean?
The Reimbursements column shows the amount that has actually been paid to employees.
Reimbursements represent:
Approved claims that have been paid
Funds already distributed through the reimbursement process
Actual payments rather than submitted expenses
This amount may be lower than approved claims if reimbursement is still pending or allowance limitations apply.
What does "Unclaimed Allowance" mean?
The Unclaimed Allowance column shows available HRA funds that have not yet been used.
This amount represents:
Available reimbursement dollars
Unused employee allowance
Remaining benefit funds that may be available for future claims
The amount may change throughout the year as employees submit claims and receive reimbursements.
Why do claims and reimbursements show different amounts?
It is normal for claims and reimbursements to differ.
Common reasons include:
Claims have been approved but not yet reimbursed.
Employees submitted claims that exceed currently available allowance.
Reimbursements are processed over time as allowance becomes available.
Timing differences exist between claim approval and reimbursement processing.
An approved claim does not always result in immediate reimbursement.
Why does an employee have approved claims but no reimbursement?
This can occur when:
The employee's approved claims exceed available allowance.
Reimbursement processing has not yet occurred.
Claims were recently approved.
Reimbursement timing rules have not yet been met.
Review the employee's available allowance and reimbursement activity for additional detail.
How do I view monthly details?
You can select report values to view additional monthly information.
Monthly detail views may include:
Monthly allowance amounts
Claims submitted during the month
Reimbursements processed during the month
Remaining available allowance
This information helps reconcile employee activity throughout the plan year.
How should employers use the Claims Summary Report?
Employers commonly use the report to:
Monitor HRA utilization
Track reimbursement activity
Review remaining benefit liability
Understand employee participation
Reconcile reimbursement activity with payroll and financial records
The report provides a high-level view of HRA spending and remaining allowance balances.
Key takeaway
The Claims Summary Report provides a year-to-date summary of employee HRA activity, including offered allowances, approved claims, reimbursements paid, and remaining unclaimed allowance. Employers can use the report to monitor benefit utilization and understand how HRA funds are being used throughout the plan year.