The Claims Summary Report shows a year-to-date view of each employee’s HRA allowance, approved claims, reimbursements, and remaining unclaimed allowance so employers can track how HRA funds are being used throughout the plan year.
What is the Claims Summary Report?
The Claims Summary Report provides a consolidated view of employee HRA activity over time, including:
Monthly and year-to-date allowance amounts
Approved claims submitted by employees
Reimbursements that have been paid out
Remaining unclaimed allowance balances
You can click into specific values to view monthly breakdowns and additional detail.
How is the report organized?
Each row in the report represents an employee, and each column reflects a different part of their HRA activity.
Let's walk through each of the column headings:
What does “Offered” mean?
The Offered column shows the total HRA allowance made available to the employee.
Allowance is applied monthly on the 1st of each month
Any unused allowance rolls forward within the plan year (if your plan allows rollover)
This represents the total amount available for reimbursement, not what has been used
What does “Claims” mean?
The Claims column shows the total amount of employee expenses that have been approved year-to-date.
These are eligible expenses submitted by employees
Approval means the expense qualifies under the HRA rules
Claims may not yet be fully reimbursed depending on available allowance
If claims exceed available allowance, reimbursement may be partial.
What does “Reimbursements” mean?
The Reimbursements column shows the amount actually paid out to employees.
Includes monthly reimbursement totals processed in HRA Hub
May be split into tax-free and taxable reimbursements depending on plan design
Reflects payments that have been issued, not just approved claims
This column aligns with monthly reimbursement statements.
What does “Unclaimed Allowance” mean?
The Unclaimed Allowance column shows the remaining unused HRA funds for each employee.
Represents allowance that has not yet been used toward approved claims
Can roll forward depending on employer plan design
Helps employers understand remaining budget exposure
Why do claims and reimbursements sometimes differ?
It is common for these numbers to differ because:
Employees may submit claims that exceed available allowance
Claims may be approved but not yet fully reimbursed
Reimbursements are issued based on available monthly or accumulated allowance
Timing differences between claim approval and reimbursement processing
A claim being approved does not guarantee immediate full reimbursement.
How do monthly breakdowns work?
You can click into values in the report to view monthly detail.
Monthly views show:
Allowance applied for that month
Claims submitted during the month
Reimbursements processed during the month
Remaining unused allowance
This helps reconcile activity across the plan year.