Yes. You may opt out of the ICHRA for yourself and your family members. You can opt out of ICHRA on the Take Command Health Member Portal or by contacting Take Command Health.
Why would I want to opt out of the ICHRA?
If your ICHRA is considered "unaffordable," you may choose to opt out of the ICHRA and instead accept the premium tax credit for yourself and any family members enrolled in Marketplace,
Please note: if you opt out of the ICHRA and the ICHRA is considered affordable, you may not claim the premium tax credit for yourself or any family members.
We will help you determine whether your company’s ICHRA is affordable during your onboarding process. Be sure to log in and complete the required onboarding steps. We will guide you on whether to participate in the ICHRA or if you should opt out and accept tax credits instead.
You can also reference our Employee Affordability Calculator.
How do I opt out?
You can let us know that you want to opt out during the onboarding process in your member portal.
Please contact the Take Command Health Success team at firstname.lastname@example.org if you're still not sure whether to opt out or if you can accept your tax credits.