Happy Open Enrollment! 🎉
We may be some of the only people who treat Open Enrollment as a major holiday. We can't help it. We love this time of year! But we understand that not everyone shares our enthusiasm, so we produced a video series to help you navigate Open Enrollment. If this is your first time buying individual health insurance, this article will be your best friend.
Part 1: What is Open Enrollment?
This video in our series covers the following questions:
What is Open Enrollment?
Why is Open Enrollment limited to specific dates?
Where can you buy individual insurance?
What is "the marketplace" or "exchange"?
What is Open Enrollment significant for me?
Next steps: login to our portal to begin
Part 2: How To Buy Individual Insurance
This video in our series covers the following questions:
How do you buy individual insurance?
How do you know you're getting the best price for your plan?
How do you know if the plan you want to buy qualifies for your company's HRA?
What are some things you should avoid while shopping for a plan?
Do I need to shop for a new plan if I had one this year? (Do you need to renew?)
Next steps: login to our portal to begin
Part 3: What are Premium Tax Credits?
This video in our series covers the following questions:
What are Premium Tax Credits?
How do you know if you qualify for Premium Tax Credits?
How will your HRA effect your Premium Tax Credits?
How can you get more information about Premium Tax Credits?
Next steps: login to our portal to begin
Additional resources:
Premium Tax Credit calculator (a.k.a. Subsidy Calculator)
Affordability calculator (for employees)
Affordability calculator (for employers)
Part 4: Frequently Asked Questions
This video in our series covers the following questions:
What is an "on-exchange" or "marketplace" plan?
What is an "off-exchange" plan?
Can I buy a plan that's not sold on the exchange?
Are there other options besides Obamacare (ACA)?
What do the metal tiers mean? (Bronze, Silver, Gold, Platinum)
What are insurance "premiums" and "deductibles"?
What are the differences between the network types? (HMO, PPO, EPO)
Can I change plans in the middle of the year?
Next steps: login to our portal to begin
Next Steps
This is an exciting time, and we're honored to a part of this process with you. If you have any other questions as you begin the process, please reach out. We are here to help you! And for those of you who are ready to being, please login to our portal and we'll walk you through the process.
Happy Open Enrollment, everybody! 🎉