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QSEHRA & ICHRA: How employees check Proof of Coverage (POC) status

This article is for employees enrolled in a QSEHRA or ICHRA through Take Command.

Written by Support

Employees can check their Proof of Coverage (POC) status in their Take Command account under the Health Insurance section.


QSEHRA Benefits

If your employer offers a QSEHRA benefit, you can log into your Take Command portal and view your Proof of Coverage status directly from your dashboard.

You may see one of the following statuses:

  • Compliant

  • Non-Compliant

  • Reviewing

  • Expired

What does “Compliant” status mean?

Your Proof of Coverage has been reviewed and accepted.

  • Your health insurance meets HRA requirements.

  • You can submit reimbursements if you are otherwise eligible.

  • No action is required unless your coverage changes or expires.

What does “Reviewing” status mean?

Your documents were submitted and are being reviewed.

  • No action is required while under review.

  • You may be contacted if additional information is needed.

  • Reimbursements may be limited until approval is complete.

What does “Action Required” status mean?

Your submission is incomplete or missing required information.

Common reasons include:

  • Missing your name on the document

  • Missing insurance company or plan name

  • Missing coverage dates

  • Missing premium amount (if requesting premium reimbursement)

  • Document is unclear or outdated

To resolve:

  1. Navigate to the Health Insurance section of your portal

  2. Select the Edit icon

  3. Upload updated documentation or complete the missing information requested

If you intended to waive your benefit instead, please contact our Customer Experience team to assist with resetting your account.

What does “Expired” status mean?

Your previously approved Proof of Coverage is no longer current.

  • This can happen during required compliance checks.

  • It may also occur if your document is outdated.

To resolve:

  1. Upload a current document showing active coverage.

  2. Ensure the document includes all required details (name, plan, active coverage).

Reimbursements are not allowed while your status is expired.


ICHRA Benefits (HRA HUB)

If your employer offers an ICHRA benefit through the HRA HUB platform, you can log into your portal and check your coverage status from either:

  • Your dashboard

  • The Benefits tab on the left-hand side menu

Within the Benefits section, you can review your uploaded coverage documents and monthly premium submissions under the Additional Premiums section.

In the HRA HUB platform, Proof of Coverage and monthly premium submissions are reviewed by our Claims Team to confirm eligibility requirements are met.

You may see one of the following statuses:

  • Approved

  • Pending

  • Declined

What does “Approved” status mean?

Your Proof of Coverage has been reviewed and accepted.

  • Your health insurance meets HRA requirements.

  • You can submit reimbursements if you are otherwise eligible.

  • No action is required unless your coverage changes or expires.

What does “Pending” status mean?

Your documents were submitted and are being reviewed.

  • No action is required while under review.

  • You may be contacted if additional information is needed.

  • Reimbursements may be limited until approval is complete.

What does “Declined” status mean?

Your submission could not be approved.

Common reasons include:

  • The document does not show active coverage

  • Required details are missing

  • The plan does not meet HRA requirements

To resolve:

  1. Review the reason provided in your account.

  2. Upload a new document with complete and valid information.

  3. Resubmit for review.


What information must my Proof of Coverage include?

Your document must clearly show:

  • Your name

  • Insurance company or plan name

  • Proof that coverage is active

  • A recent date

  • Premium amount (only if requesting premium reimbursement)

If one document does not include all details, you can upload multiple documents.

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