You can submit other eligible insurance premiums in HRA Hub by adding the policy as a recurring premium expense or uploading proof of payment and coverage for reimbursement under your HRA plan.
What counts as “other premiums” for reimbursement?
Other premiums refer to eligible insurance premiums beyond your primary medical plan.
Common eligible examples include:
Dental insurance premiums (individual plans only)
Vision insurance premiums (individual plans only)
Medicare premiums (Parts A, B, C, or D where applicable)
COBRA premiums (if allowed under your plan design)
These must be active, eligible insurance policies to qualify for reimbursement.
What premiums are NOT eligible?
The following are not eligible for reimbursement:
Group dental or vision plans (including spouse employer plans)
Life insurance premiums
Disability insurance premiums
Standalone indemnity or supplemental coverage
Short-term or limited benefit plans
Discount programs that are not insurance
If the plan is not ACA-compliant or not individually purchased (when required), it is not eligible.
How do I submit a premium?
Log in to HRA Hub
Navigate to Expenses or Reimbursements
Select Add Premium or Recurring Expense
Enter the following details:
Insurance type (medical, dental, vision, Medicare, etc.)
Monthly premium amount
Coverage start date
Covered individuals (employee and/or dependents)
Upload proof of coverage
Upload proof of payment if required
Submit for approval
What documentation is required?
You must provide proof showing:
Policyholder name
Insurance carrier and plan type
Coverage period (start and end dates)
Premium amount
Proof of payment (receipt, invoice, or billing statement)
Claims without sufficient documentation will be delayed or denied.
Can I split premiums across multiple months?
Yes. If a premium exceeds your monthly allowance:
The remaining balance may be reimbursed in future months
Reimbursement continues until the full eligible amount is paid
This depends on available allowance and plan design
You do not need to resubmit the same claim each month.
What happens if I submit an ineligible premium?
If a premium does not qualify:
The claim will be denied
You will not receive reimbursement
You may be asked to provide additional documentation if unclear
Ineligibility is determined by plan rules and IRS compliance requirements.
Do I need to re-submit premiums if they change?
Yes. You must update your premium submission if:
The monthly premium amount changes
Coverage tiers change (e.g., adding dependents)
Insurance carrier or plan changes
Coverage start or end dates change
You must also upload updated proof of coverage.
What does NOT qualify as “other premium” submission?
The following do NOT qualify:
Medical expenses (doctor visits, prescriptions, etc.)
Employer-sponsored group premiums (when prohibited by plan design)
Non-insurance membership fees
Wellness subscriptions or discount programs
Only eligible insurance premiums may be submitted here.