We do not currently have a Vision partnership, however we do offer dental insurance through two partnerships. Insurance for Everyone and Renaissance Dental.

Take Command Health partners with AmFirst for dental benefits. This option will be offered after choosing a plan on our platform. Plan prices range by zip code, age, and family size. Proof of Coverage (POC) will need to be uploaded by the employee.

Plan will be offered on our shopping platform or available via our partner landing page here:

Brokers IFE (insuranceforeveryone.com)

There are not waiting periods with AmFirst.

When an EE logs into the site, they will see plans from the following carriers:

The carriers will vary by location. (See below)

Payments are normally drafted on the 18th of the month by default. The member can choose any day between the 1st and the 20th if they would like to change their draft date. They would make that change in their AmFirst member portal.

AmFirst has plans designed with HRAs in mind. EE's will have the option to enroll in an AmFirst plan, or other carrier plans as well.

Note that individual dental insurance works differently - there is a maximum per year which is essentially the opposite of MOOP in that the maximum is the maximum amount the plan will play in a plan year.

AmFirst Basic

AmFirst Advanced

AmFirst, Standard Life and Nationwide dental products all utilize the Careington's Maximum Care network. This network has over 353,000 access points nationwide. See below image for an idea of provider access:

Delta Dental uses their own network and can be searched at: Search (deltadentalins.com)

The focus of AmFirst is the Dental offerings, however, they do offer Vision, Identity and TeleMed plans. An EE can enroll in one of these plans, however ONLY the DENTAL & Vision are reimbursable under an ICHRA/QSEHRA.

We have partnered with Renaissance Dental to allow our clients to offer their employees affordable dental insurance that can be reimbursed tax-free with their HRA.

Here's what their dental plans through Take Command offer:

The chart below summarizes expected costs for different types of care for both in and out of network.

Disclaimer: Rates vary by state and age

Renaissance Dental has an extensive network of partner providers (300,000+ dental providers, in fact!). Follow this link for a provider search tool to check if your favorite dentist is in network. Their provider search tool will be a better resource than calling your dentist and asking about Renaissance Dental.

Pro-tip: Take Command's plan with Renaissance Dental allows you to go to any dentist, but you'll save on out-of-pocket costs if you stick with in-network providers.

Your HRA can be used to reimburse for medical premiums, as well as premiums for dental and vision insurance. If your employer also reimburses for medical expenses, your leftover HRA dollars (after paying your premiums) can cover the costs that dental insurance does not, alleviating out-of-pocket costs.

On the Take Command platform, when you're done shopping for medical insurance, you'll be prompted to select whether or not you want a dental plan. If you choose to, you'll be directed to Renaissance Dental's partner site. And remember, you'll only see this option to select a dental plan if your employer has selected to make it available.

Here's what it will look like:

We are here to help you navigate this insurance adventure and figure out what works bets for you. Chat with us at the bottom of this screen or email support@takecommandhealth.com for help!