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HRA Hub; Shopping - Self enroll with Autopay
HRA Hub; Shopping - Self enroll with Autopay
Jessica T avatar
Written by Jessica T
Updated over a month ago

Welcome to the self-enrollment page for your Individual Coverage Health Reimbursement Arrangement (ICHRA) with Expanded AutoPay. Follow the steps below to easily enroll in your health plan outside of our internal platform.

The Expanded AutoPay feature ensures seamless payment processing directly to your health plan provider.

After you have selected your self-enroll plan:

Self-Enroll Plan Confirmation

If your selected plan is self-enrolled and your company uses AutoPay, the shopping screens will update accordingly.

  • Ensure the plan details are correct and match your selection.

  • Navigate to the carrier website to purchase your plan. You need to self-attest that you purchased this plan.

Payment Information

  • When viewing the self-enroll plan, please note that payment information will not be available immediately, it can take up to 2 minutes.

  • A spinner will indicate that the system is processing your enrollment.

  • Wait for the spinner to complete loading. This may take a few moments.

Use the 'paper' icon next to the bank account details to copy the full number. Use this number to set up payment with your insurance carrier on their site.

*Please do not set up payment with your own personal payment method!

Now upload your proof of coverage documents

Your employer can reimburse you up to the amount of your allowance each month. If you do not want to use your Health Reimbursement Account (HRA) allowance for this premium, simply enter $0in the premium amount field.

  • Monthly Health Insurance Premium Entry:

    • Who is covered? Select any of the dependents that is covered under this plan

    • Premium Amount: Enter the monthly health insurance premium amount.

    • Start Date: Enter the start date of your plan. The start date of the coverage can be in the past, even for the prior year if submitting claims in Q1 of the current year. Employees have until March 31 to submit claims for premiums from the prior year. A start date for a recurring premium can typically be any day of the month, but this depends on the policy of the insurer or the terms of the service. In many cases, recurring premiums are set to start on a specific day, such as the first or 15th of the month, to simplify billing cycles. However, some insurers or platforms may allow the start date to align with the policy's effective date, which could fall on any day of the month.

    • End Date: Enter the end date of your plan based on the compliance schedule outlined above.

  • Choose the file containing your POC from your device. Confirm the file format and size meet the requirements (e.g., PDF, JPEG, max size 10MB).

  • Click “Continue” to upload the file and continue. You will receive a confirmation message once the upload is successful.

When you select a self-enroll health plan, you will not be eligible to receive tax credits. Tax credits are only available for plans that are enrolled through our Easy Enroll option or other plans handled directly by our team. For self-enrolled plans, you must complete the purchase and handle all associated processes directly on the provider's website. This means that while you will have access to a range of plans, any available tax credits will not apply to plans purchased through self-enrollment.

  • Tax credits for health insurance are typically applied through plans purchased via a Health Insurance Marketplace or similar exchanges, where eligibility for credits is determined based on income and other factors.

5 Final Check

  1. When you select a health plan, you will not be able to make changes after this point. This page is a double acknowledge stating that the employee cannot go back.

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