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Student Guide: Checkout & Payment Issues

Learn how to troubleshoot common payment errors

Updated this week

Overview

We work to make your checkout experience smooth, but sometimes payments can fail to process. This guide walks you through common payment errors and shows you how to resolve them.

Tip: Use Control + F (Windows) or Command + F (Mac) to search this article for specific error messages.


Declined credit card payments

Teachable doesn't decline credit cards directly. We send your payment request to your bank or card provider and display their response on the checkout page.

Please see the table below for the most common decline message.

Error message

Reason

Next step

Your card was declined due to insufficient funds

Your card provider reported a lack of available funds

- Check your card balance
- Contact your card provider
- Use a different payment method

Your card was declined due to the number being incorrect

Your card provider reported the card number as incorrect

- Double-check your card info
- Contact your card provider
- Use a different payment method

Your card was declined due to exceeding its balance, credit or transaction limit

Your card provider reported that this card has exceeded a spending limit

- Contact your card provider
- Use a different payment method

Your card was declined

Your bank declined the payment without providing details.

- Contact your card provider.
- Use a different payment method


Problems with your payment

These errors come from Teachable and relate to your account or the product you’re purchasing.

Error message

Reason

Next step

This product is not available

The product may have expired, been unpublished, or changed purchase links

Contact the school owner for an updated purchase link.

You are already enrolled in this product

You can’t repurchase a product you already own

Click the link provided to access your product. Contact the school owner if you have questions.

Status code 59: Your payment could not be processed due to an authorization error

Additional approval is required for your payment

Contact Teachable Support and provide the error code, school name, and product name.


Recurring payments

If your recurring payment (e.g., subscription or payment plan) fails, you’ll receive an email notification. Follow the steps below to resolve it:

For credit/debit cards:

  1. Check that your saved card info is correct

  2. Make sure your account has sufficient funds

  3. Contact your bank or card provider if needed

For PayPal:

  1. Log in to your PayPal account and confirm your payment method

  2. Ensure your connected card/account has sufficient funds

  3. Contact your bank or PayPal if problems continue

Automatic retry schedule

Failed payments will be automatically retried several times using the schedules outlined below.

Payment method

Billing cycle

Retry schedule

Credit/debit card

Monthly, quarterly, yearly

Retries on day 3, 7, and 14 after the first attempt

Credit/debit card

Weekly

Retries on day 3 and 7

PayPal

All plans

Retries on day 5 and 10

If your final payment attempt fails, your subscription will be canceled and you’ll be removed from the product. To regain access, you'll need to repurchase the product. Contact your school owner if you need help repurchasing.


Strong customer authentication (SCA)

In some regions, your bank may require additional verification when making a payment (per Strong Customer Authentication laws). You may see a prompt on the checkout page or receive an email asking you to verify the charge.

If verification fails:

  1. Retry the payment

  2. Contact your bank for assistance

  3. Reach out to studenthelp@teachable.com with details about the issue


Still need help?

If you encounter further payment-related issues like delays, validating emails, or unpaid invoices, consider reaching out to the relevant support according to the specific issue discussed in the added sections.

If you’ve tried the steps above and still can’t complete your payment:

  • Contact your bank or card provider to confirm there are no issues

  • Write studenthelp@teachable.com with your error message and purchase details

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