While purchasing a Renters Insurance, you are able to add an additional name to the policy. If you live with roommates, you can jointly purchase Renters Insurance and split the Insurance costs. All individuals will be named on any claim payments or policy refunds.
After you select the policy effective date and customize your coverage, you’ll move to the Personal Information step. Fill in the required information and select "Yes" on the “Additional roommates” section underneath to add an additional name to the policy.
An additional insured is a person who is not related to the named insured but resides in the same location. This person would get protection under this policy. You can select the roommate from the list or manually type the additional name to the policy and continue with purchasing the Renters Insurance.
If you need help with purchasing Renters Insurance, please read:
IMPORTANT!
You should not list your property manager as an additional insured. If you are liable for damage to the community as a result of fire, smoke, explosion, or water damage, your property manager will not be able to collect damages against your policy if they are listed as a named insured. If your property manager is requesting to be named in the policy you want to consider adding them as an interested party.