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What fees does Tezzera charge for payment processing?

Tezzera charges a processing fee of 3.3% for same-currency payments, 4.3% for cross-currency payments without conversion, and 5.3–5.5% when currency conversion is required.

Updated over a month ago

Tezzera uses Stripe to securely process all card payments on behalf of your account or workspace (“Connected Account”). Payment fees depend on:

  1. The country where your account/workspace is registered, and

  2. The currency in which you charge your customer.

Below is a simple breakdown of how fees work across all scenarios.

1. Same-Country & Same-Currency Transactions — 3.3%

This fee applies when:

  • Your Tezzera account/workspace is registered in a specific country, and

  • You charge customers in that same country’s default currency
    ​(Examples: US → USD, UK → GBP, EU → EUR, Australia → AUD)

Examples:

  • A US workspace charging USD → 3.3%

  • A UK workspace charging GBP → 3.3%

  • An EU workspace charging EUR → 3.3%

This is the lowest fee tier because there is no cross-border or currency-conversion cost.

2. Cross-Currency Transactions (No Exchange Required) — 4.3%

This applies when:

  • You charge in a different currency than the default currency of your registered country,

  • But your customer’s card is also denominated in that same currency,

  • Meaning no currency conversion occurs, even though the transaction is international.

Examples:

  • A US account charging GBP (customer pays with a GBP card) → 4.3%

  • A Canadian account charging USD → 4.3%

This tier reflects international and cross-border processing costs.

3. Cross-Currency Transactions With Conversion — 5.3% to 5.5%

This applies when:

  • You charge in a different currency than the country where your Tezzera account/workspace is registered, and

  • The customer’s bank must convert the charge from one currency to another.

This scenario includes both cross-border fees and foreign-exchange fees.

Examples:

  • A US workspace charging EUR, AUD, or JPY

  • A UK workspace charging USD

  • An EU workspace charging CAD

Typical Fee: 5.3%
In some cases (due to issuer-level FX adjustments), fees may reach up to 5.5%.

Quick Summary of Fees

Scenario

Description

Fee

Domestic / Same Currency

Charge currency matches your registered country’s default currency

3.3%

International (No Currency Conversion)

Charge currency ≠ registration currency, but no FX conversion occurs

4.3%

International (With Currency Conversion)

Currency conversion required

5.3% – 5.5%

Country Examples

If your Tezzera account/workspace is registered in the US (USD)

  • Charging USD → 3.3%

  • Charging GBP, CAD, or EUR (no conversion) → 4.3%

  • Charging AUD, JPY, or any converted currency → 5.3–5.5%

If your account is registered in the UK (GBP)

  • Charging GBP → 3.3%

  • Charging EUR or USD (no conversion) → 4.3%

  • Charging currencies requiring FX → 5.3–5.5%

Why fees differ

Fees vary based on:

  • Cross-border routing

  • International processing

  • Currency conversions

  • Card network surcharges

Tezzera simplifies these into clear, predictable tiers for every account and workspace.

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