How to declare a driving conviction

Help with making sure your insurance quote is accurate

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Written by Ticker
Updated over a week ago

Having points, a ban or a fine on your driving record can make it harder to find affordable insurance.

Ticker's convicted driver insurance could help you get back to where you were, by driving with a connected device.

It's important that you declare your driving conviction carefully - but it's complicated! Here's all the help you'll need to make sure you're getting everything right.

Finding your driving licence summary online

You can find all your licence details, including points and conviction codes at gov.uk/view-driving-licence. You'll also have been given details of any points or fines in a letter about the conviction.

Declaring a conviction

Add each conviction one by one, answering all the questions for just that one conviction. You can add another conviction afterwards.

You'll need to let us know the conviction code, which is usually two letters followed by a number - for example: SP for a speeding-related code + 10 to 50 for the specific type of speeding (like on a motorway).

You can find our guide to driving conviction codes here.

Declaring a ban

A driving ban is when your licence is cancelled and you have to start again, from the theory test. If you were given a ban, you'll need to let us know how long it was in months.

Telling us how long you've held a driving licence

If you've had a ban and had to retake your test, the length you've held your licence will be from that retest, not from your original test.

Example:

You first passed your driving test in 2019 but received a year's ban in 2020. You then retook your test in 2021 and passed - gaining a new driving licence. That means when you get an insurance quote, you declare that you've held your licence since 2021.

Declaring a fine

This one isn't on your gov.uk licence summary but it will be in the documentation you have of the conviction or any court proceedings.

If you have two convictions with different fines related to them, you'll add them separately, rather than telling us the total of the fines.

Declaring a breathalyser test result

Breathalyser tests are given to detect drink driving. The result is in microgrammes per 100ml of breath and the legal limit is 35mg.

If you were given a breathalyser test and the result was over 35mg, you'll need to let us know what it was. You'll find the result on the documentation you were given after the failed test.

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