Pay-per-mile insurance is a way for low-mileage drivers to pay monthly based on how many miles they drive.

In the UK, we now drive an average of 7,000 miles a year, so if you're driving less than that, a pay-per-mile policy could help you save money.

Pay-per-mile insurance also means you can be flexible. When you drive less, you'll pay less - but you're still covered if you end up driving more than you thought.

You pay a smaller upfront cost to cover your parked car from theft or damage. You then track your journeys in the Ticker app, paying monthly for the miles you actually drive. No miles? No bill.

It's a great way to keep track of your journey costs, just like using a smart meter at home.