Question
How can I get business insurance for my restaurant?
Answer
Help protect your space, your equipment and your team with coverage built for food and beverage — and save up to 25%.
Most restaurants start with a Business Owner's Policy, which bundles general liability and commercial property in one package. Then there's workers' comp, required in almost every state as soon as you hire an employee — start a policy with $0 down, premiums that auto-calculate from your Toast Payroll data every pay cycle, and easier year-end audits.
Get a free no-obligation quote in minutes right from the Toast platform, customize your coverage online, and download proof of insurance instantly — or talk to a licensed ERGO NEXT advisor.
To get started, select the button above. Then scroll down to Restaurant Insurance powered by ERGO NEXT and select Get a quote to begin the process. Restaurant Insurance powered by ERGO NEXT leverages your own restaurant's data, so you could save money on business insurance rates.1
If you have questions about your quoting tool results:
Within the quoting tool, a chat bubble will appear where you can reach out to the ERGO NEXT Insurance team directly.
If you have an existing policy with ERGO NEXT, email their support team at support@apintego.com.
Insurance policies available through ERGO NEXT Insurance ("ERGO NEXT"), pursuant to its licenses. Neither Toast Inc., nor any of its affiliates or subsidiaries, sells or underwrites insurance. However, Toast Insurance Services, Inc. ("TIS") maintains various insurance licenses and may receive compensation in connection with policies purchased through ERGO NEXT. To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Coverage examples are for illustrative purposes only. Your policy documents govern, terms & exclusions apply.
1 Discount only available to Toast Point-of-Sale customers and for policies underwritten by ERGO NEXT. Not all applicants may qualify. Individual rates and savings vary based on a variety of factors and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.