At Top One Futures, we believe in keeping things simple and trader-friendly. Once you have passed our simple KYC (know your customer) process, you must meet the consistency rule (20% on Instant Sim Funded accounts & 25% on Elite Funded accounts) and achieve your profit targets of your starting balance between each payout.
Payout Profit Targets (For accounts purchased after May 22nd 3pm EST)
To qualify for a payout, you'll need to achieve the following profit targets. Payout targets, just like the consistency rule, reset after each payout.
1st Payout: Achieve 6% profit of your starting balance
2nd Payout: Achieve a 5% profit relative to the balance you had after your last payment.
3rd Payout and beyond: Achieve a 4% profit relative to the balance you had after your last payment.
Example:
If you're trading a $100,000 Sim Funded account, in order to qualify for your first payout, you'll need to achieve the consistency rule and create a profit on your account of $6,000 (6%). In order to request your second payout, you'll need to create another $5,000 in profit (5%). In order to request your third payout, you'll need to create another $4,000 in profit (4%).
This applies to all Instant and Elite Sim Funded accounts.
⚠️ These payout targets apply only to accounts purchased on or after May 22, 2025, at 3PM EST.
If your account was purchased before this time, you'll need to achieve the following profit targets:
1st Payout: Achieve 5% profit of your starting balance
2nd Payout: Achieve a 4% profit relative to the balance you had after your last payment.
3rd Payout and beyond: Achieve a 3% profit relative to the balance you had after your last payment.
Example:
If you're trading a $100,000 Sim Funded account, in order to qualify for your first payout, you'll need to meet the consistency rule and generate a profit of $6,000 (6%) on your account. To request your second payout, you'll need to generate an additional 5% profit based on the balance you had after your last payment. For the third payout, you'll need to generate another 4% profit relative to the balance after your second payment.
Are There Minimum Trading Days Required?
Minimum Trading Days: You’ll need 10 minimum trading days between each payout.
A Trading Day is defined as any 24-hour period during which at least one trade is opened within the session window beginning at 6:00 PM Eastern Time (ET) and ending at 5:00 PM ET the following calendar day.
This trading window aligns with standard futures market sessions and ensures consistency in tracking active trading days across all time zones.
Are There Restrictions on Payout Frequency?
No, as long as you meet the profit requirements mentioned above, you can request payouts according to your payout plan:
Standard: 10-day (10 ACTIVE trading days required)
ANYTIME Payouts (if you purchased the Payout Add-On)
Can I Withdraw Everything at Once?
Traders in the Sim Funded stage must follow the Maximum Payout Until Live rule, which limits single payouts based on account size. Once you transition to a Live Account, there are no restrictions on withdrawal amounts.