Overview of the Instant Sim Funded Program at Top One Futures
Top One Futures’ Instant Sim Funded Program is designed for traders who want to skip the evaluation phase and start trading immediately with a funded simulation account. This program offers fast access to capital, along with structured risk management rules to promote long-term consistency and success. Here’s a complete breakdown of how it works:
1. No Evaluation, Instant Access
The Instant Sim Funded Program gives traders immediate access to a sim-funded account—no need to pass a challenge first. You choose your account size and can begin trading right away under real market conditions with built-in risk parameters.
2. Drawdown Rules: Daily & Trailing
Risk control is central to our model. Instant accounts include two forms of drawdown protection:
Daily Drawdown
Set at 2.5% of your account balance, calculated based on your end-of-day balance.
If your end-of-day balance falls below the threshold, your account will be paused until the next trading day (soft breach).
Example: On a $50,000 account, if your end-of-day balance drops below $48,750, trading pauses until the next day.
Max Trailing Drawdown
Set at 4% of your starting balance.
It trails your highest closed balance but never moves down.
If your balance falls below the trailing drawdown level, the account is breached and closed.
Starting Max Drawdown by Account Size:
$25,000 → $1,000
$50,000 → $2,000
$100,000 → $4,000
$150,000 → $6,000
3. Drawdown Lock
Once your profits reach the drawdown amount plus $100, your trailing drawdown locks at $100 above your starting balance and no longer follows account growth. This provides more stability and reduces the risk of losing access to the account as you scale.
Examples:
$50K account → Lock occurs at $52,100; drawdown locks at $50,100.
$100K account → Lock occurs at $104,100; drawdown locks at $100,100.
This lock also activates after your first payout, even if you haven’t reached the profit + $100 threshold yet.
4. Consistency Rule: To be eligible for a payout, your consistency score must be 20% or lower
To qualify for payouts, your trading must reflect steady, disciplined performance. No single day’s profit may exceed 20% of your total profits.
Example: If your total profit is $10,000, no single trading day should exceed $2,000 in profit.
This rule encourages balanced trading instead of relying on a single high-risk session.
Please Note: For the purposes of consistency rule calculation, a trading day ends at 5:00pm EST.
5. No Contract Scaling Requirements
There are no scaling rules in the Instant Sim Funded Program. You are allowed to use the full contract limit for your account size from day one. Choose an account size that fits your trading style and strategy.
6. Payout Timeframe Explained
By default, all sim funded traders receive payouts on a 14-day cycle. This means that after meeting the withdrawal requirements (2% profit and consistency rule), you can request a payout every 14 calendar days from your last withdrawal.
What is the ANYTIME Payout Option?
With the Payout Add-On, traders can request withdrawals at any time instead of waiting for the 14-day cycle as long as the trader has met the withdrawal requirements (2% profit and consistency rule). This provides maximum flexibility, allowing you to withdraw your profits whenever it suits you.
How Do I Get the ANYTIME Payout Option?
The Payout Add-On can be purchased at checkout when signing up. This feature must be activated at the time of purchase and cannot be added later.
Can I Upgrade to ANYTIME Payouts Later?
No, the Payout Add-On must be purchased at checkout. If you want the flexibility of anytime payouts, be sure to select this option when signing up.
This program is built for skilled traders looking for a fast track to funding, but it comes with clear expectations for consistency, risk control, and professionalism. Instant funding gives you the freedom to act immediately—while ensuring that smart trading is what leads to long-term success.