Overview of the Instant Sim Funded Program at Top One Futures
Top One Futures’ Instant Sim Funded Program is designed for traders who want to skip the evaluation phase and start trading immediately with a funded simulation account. This program offers fast access to capital, along with structured risk management rules to promote long-term consistency and success. Here’s a complete breakdown of how it works:
1. No Evaluation, Instant Access
The Instant Sim Funded Program gives traders immediate access to a sim-funded account—no need to pass a challenge first. You choose your account size and can begin trading right away under real market conditions with built-in risk parameters.
2. Drawdown Rules:
Max Trailing Drawdown
It trails your highest closed balance but never moves down.
If your balance falls below the trailing drawdown level, the account is breached and closed.
Starting Max Drawdown by Account Size:
$25,000 → $1,000
$50,000 → $2,000
$100,000 → $3,000
$150,000 → $4,500
3. Drawdown Lock
Once your profits reach the drawdown amount plus $100, your trailing drawdown locks at $100 above your starting balance and no longer follows account growth. This provides more stability and reduces the risk of losing access to the account as you scale.
Examples:
$50K account → Lock occurs at $52,100; drawdown locks at $50,100.
$100K account → Lock occurs at $103,100; drawdown locks at $100,100.
This lock also activates after your first payout, even if you haven’t reached the profit + $100 threshold yet.
4. Consistency Rule: To be eligible for a payout, your consistency score must be 20% or lower
To qualify for payouts, your trading must reflect steady, disciplined performance. No single day’s profit may exceed 20% of your total profits.
After a payout is taken from an Instant Sim Funded account, the consistency score is reset, and the consistency rule is then applied to new profits moving forward. This ensures that traders demonstrate steady performance rather than relying on one or two highly volatile trading sessions.
All the information regarding the consistency rule on Instant Sim Funded Accounts can be found here.
Example: If your total profit is $10,000, no single trading day should exceed $2,000 in profit.
This rule encourages balanced trading instead of relying on a single high-risk session.
Please Note: For the purposes of consistency rule calculation, a trading day ends at 5:00pm EST.
5. No Contract Scaling Requirements
There are no scaling rules in the Instant Sim Funded Program. You are allowed to use the full contract limit for your account size from day one. Choose an account size that fits your trading style and strategy.
6. Payout Timeframe Explained
By default, all sim funded traders receive payouts on a 10-trading day cycle. This means that after qualifying for a payout (profit target and consistency rule), you can request a payout every 10 active trading days from your last withdrawal.
For all the details regarding the payout requirements, please check this article.
What is the ANYTIME Payout Option?
The ANYTIME Payout Add-On allows you to request a payout as soon as you meet the payout requirements—including the 20% consistency score and profit target—without needing to wait the standard 10 calendar days. This gives you the flexibility to withdraw your profits at any time once you're eligible.
How Do I Get the ANYTIME Payout Option?
The Payout Add-On can be purchased at checkout when signing up. This feature must be activated at the time of purchase and cannot be added later.
Can I Upgrade to ANYTIME Payouts Later?
No, the Payout Add-On must be purchased at checkout. If you want the flexibility of anytime payouts, be sure to select this option when signing up.