The Basics
Back2Funded gives you up to 2 Reactivations per account if you lose your Express Funded Account® (XFA) before your first Payout. Keep the same account size and Payout rules — no Trading Combine® required.
Eligibility
To be eligible for Back2Funded, all of the following must be true:
The XFA was earned through Topstep's Trading Combine®
The XFA was closed due to a rule violation before taking a Payout
The XFA is on TopstepX™ in the new Topstep Dashboard
Trader is in good standing with no compliance concerns
⚠️ Once a Payout is taken from an XFA, it is no longer eligible for Back2Funded. Traders on the Focused Trader Plan (FTP) cannot use Back2Funded.
Pricing
Prices exclude sales tax. Each purchase is separate, final, and non-refundable.
Account Size | Reactivation Fee |
$50K XFA | $599 |
$100K XFA | $699 |
$150K XFA | $829 |
New: Responsible Trading Discount for Back2Funded
Select a Daily Loss Limit (DLL) at checkout when Reactivating your Express Funded Account, and receive a $50 discount.
✅ $50 off → 50K (DLL: $1,000)
✅ $50 off → 100K (DLL: $2,000)
✅ $50 off → 150K (DLL: $3,000)
👉 Discount is applied at checkout.
💰 Please note: If you added a DLL to your Trading Combine® before the Back2Funded Responsible Trading Discount launched, the $50 discount will still apply automatically when you Reactivate. The DLL stays with the account for its full lifetime — Trading Combine® → Express Funded Account® → Reactivation.
How to Use Back2Funded
Lose your XFA before your first Payout
Within 30 calendar days, decide if you want to Reactivate
Log in to the new Topstep Dashboard, select your account, and choose Back2Funded
Pay the Reactivation fee (including sales tax)
Your account is ready to trade at the start of the next trading session
Example: Complete purchase at 10 PM CT Tuesday → account available Wednesday at 5 PM CT
Reactivation Window
You have 30 calendar days from account closure to decide
Back2Funded-eligible XFAs do not count toward your 5-account limit until the Reactivation fee is paid
If you take no action within 30 days — the offer expires and is automatically declined
After expiration, you must return to the Trading Combine® to earn a new XFA
⏳ On May 29th, 2026, the Reactivation window increased from 7 days to 30 days! Accounts that were eligible for Back2Funded within the past 30 days will now show the updated time remaining based on 30 days minus however many days have already passed. This includes accounts where the original 7-day reactivation window have already passed. For example:
An XFA that was eligible for Back2Funded 3 days ago will now have 27 days remaining.
An XFA that was eligible for Back2Funded 10 days ago will now have 20 days remaining, even though the original 7-day reactivation window expired.
Troubleshooting
If something isn't working after you've confirmed your eligibility or completed a purchase, here's what to do.
The Back2Funded option isn't showing on my dashboard
If you're eligible but can't see the Back2Funded option:
Hard refresh your browser (Ctrl+Shift+R on Windows / Cmd+Shift+R on Mac)
Log out and log back in to the Topstep Dashboard
If the option still doesn't appear, contact Trader Support — include your account number and the date your XFA was closed
I paid but my account hasn't reactivated
Your account becomes available at the start of the next trading session after your purchase — not immediately. Example: purchase at 10 PM CT Tuesday → account available Wednesday at 5 PM CT.
If the next trading session has started and your account is still showing as closed, do not purchase again. Contact Trader Support with your account number and payment confirmation.
I got the eligibility email / I can see the eligible message — what do I do next?
Log in to the Topstep Dashboard, find your closed XFA, and select Back2Funded. You'll be taken through checkout to pay the Reactivation fee. Once payment is confirmed, your account will be ready at the start of the next trading session.
⚠️ If the Back2Funded option doesn't appear after following the steps above, or your account hasn't activated after the next session has started — contact Trader Support. Do not attempt to repurchase.
FAQs
Does the Payout policy change when I Reactivate?
Does the Payout policy change when I Reactivate?
No. You keep the same Payout rules as your original XFA.
What happens to my previous stats?
What happens to my previous stats?
Everything resets to zero: balance, P&L, trade history, and winning days. It's a fresh start with the same payout rules.
How many times can I Reactivate?
How many times can I Reactivate?
Up to 2 Reactivations per Express Funded Account. Each is purchased separately.
Why do I have to wait until the next trading session?
Why do I have to wait until the next trading session?
It gives you a chance to reset — not just your account, but your mindset. Take the break. Come back focused.
Is a Reactivation the same as a Reset?
Is a Reactivation the same as a Reset?
No. A Reactivation is Back2Funded — it applies to lost Express Funded Accounts. A Reset can only be used on active Trading Combine® subscriptions. Learn more about Resets.
Can I use Back2Funded on XFA Standard and XFA Consistency?
Can I use Back2Funded on XFA Standard and XFA Consistency?
Yes — both types are eligible for Reactivation.
Can I use Back2Funded on my Live Funded Account, Pro Account, or Shoulder Tap XFA?
Can I use Back2Funded on my Live Funded Account, Pro Account, or Shoulder Tap XFA?
No. Back2Funded is available only for Express Funded Accounts that are not associated with a Live Funded Account® (LFA), Pro Account, or Shoulder Tap XFA.
What happens if I have 5 active XFAs and one becomes eligible for Back2Funded?
What happens if I have 5 active XFAs and one becomes eligible for Back2Funded?
The eligible XFA does not count toward your 5-account limit during the 30-day window. If you do not Reactivate within 30 days, the Back2Funded offer expires for that account.