Be prepared to provide some or all of these items to your loan officer.
👉🏻Addresses of residences for the last two or more years
👉🏻Social Security number
👉🏻Driver’s License or other valid ID
👉🏻Names and addresses of employers for the last two or more years
👉🏻Two or more recent pay stubs showing year-to-date earnings
👉🏻 Federal tax returns for the last two or more years• W-2s for the last two or more years
👉🏻Checking and savings account statements for last two or more months
👉🏻Debt: names, addresses, account numbers, and payment amounts on all loans and credit cards
👉🏻For a VA loan, Certificate of Eligibility or DD-214s
👉🏻Divorce decree if applicable
👉🏻Letters of explanation regarding credit inquires or special circumstances
👉🏻Funds to pay for credit report and appraisal