No! The exact same 40% rule applies to ALL accounts.
But here's why it feels different for larger accounts...
⚖️ The Rule (Same for Everyone)
Your Biggest Day's Profit ÷ Total Profit ≤ 40%
Example for $10K account:
Day 1: +$1,500 (your best day)
Day 2: +$300
Day 3: +$200
Total Profit = $2,000
Ratio = $1,500 ÷ $2,000 = 75% → ❌ Continue Trading Needed!
Same rule for $100K account:
Day 1: +$15,000
Day 2: +$3,000
Day 3: +$2,000
Total Profit = $20,000
Ratio = $15,000 ÷ $20,000 = 75% → ❌ Continue Trading Needed!
🔍 Why It Feels Different
Larger accounts have more flexibility to diversify:
Account Size | Max Position | Easy Diversification | Small Account Challenge |
$10,000 | 1-2 lots | ❌ Hard | Fewer trades → Higher risk of big day dominating |
$100,000 | 10-20 lots | ✅ Easy | Can spread risk across more trades/assets |
🏆 How to Succeed at Any Size
$10K Account Example
(Need to avoid over-concentration)
Day | Strategy | Profit | Total | Ratio |
1 | 1 lot gold | $800 | $800 | 100% |
2 | 1 lot EUR | $300 | $1,100 | 73% |
3 | 1 lot oil | $500 | $1,600 | $800÷$1,600=50% → ❌ |
4 | 0.5 lot gold | $250 | $1,850 | $800÷$1,850=43% → ❌ |
5 | 1 lot indices | $400 | $2,250 | $800÷$2,250=36% → ✅ |
Key: Added smaller trades to dilute the big Day 1 win.
$100K Account Example
(Easier to diversify from start)
Day | Strategy | Profit | Total | Ratio |
1 | 3 lots gold | $2,400 | $2,400 | 100% |
2 | 2 lots EUR | $1,500 | $3,900 | 62% |
3 | 4 lots NASDAQ | $3,000 | $6,900 | $3,000÷$6,900=43% → ❌ |
4 | 2 lots oil | $1,100 | $8,000 | $3,000÷$8,000=38% → ✅ |
📝 Key Takeaways
Same Math: 40% rule identical for $10K or $1M accounts
Easier Diversification: Larger accounts can naturally spread risk
Small Account Tip: Trade smaller positions → more trades → lower ratio risk
No Exceptions: Never "40% + $500" or special formulas
💡 Think of it like a diet:
Everyone follows same "40% max calories from one meal" rule
But someone with $100 can buy 10 small healthy snacks
Someone with $10 might afford only 2 big meals → harder to balance