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How much can I contribute to my IRA each year?

Written by Editor
Updated over a week ago

The IRS sets annual contribution limits for IRAs. For tax year 2026, you may contribute up to $7,500 if you’re under age 50. If you are 50 or older, you may contribute up to $8,600. These limits are subject to change annually.

How do I make a contribution to my account?

  • Once your IRA is open, you can deposit funds via ACH, Wire transfer, or other supported deposit methods. Please click here for step-by-step instructions.

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