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How long does it take for my funds to be available to trade if I fund the account via ACH?

Editor avatar
Written by Editor
Updated over 2 years ago

Funds transferred through ACH normally take about 4-5 business days to clear and become available for trading. It takes time for your bank and our clearing firm to process such transaction. In order to assist you quickly catch the investment opportunities, at TradeUP, we offer instant funding so you can access a portion of your deposit early.

Please see the instant deposits schedule:

Total Account Balance Prior to Your

ACH Deposit

Instant Available Amount

< 2000 USD

1000 USD

2000 - 5000 USD

2000 USD

5000 - 10000 USD

5000 USD

> 10000 USD

10000 USD

Because it normally takes several days for your bank to process the ACH deposits, please make sure you have sufficient balance in your bank account to cover such transaction.

Please note: Instant funding cannot be used to trade options or subscribe to IPOs.

Still got questions? Contact TradeUP Customer Support by email at support@tradeup.com or reach out to us on Live Chat!

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