Funds transferred through ACH normally take about 4-5 business days to clear and become available for trading. It takes time for your bank and our clearing firm to process this kind of transaction. In order to assist you in quickly catching investment opportunities, TradeUP offers instant funding so you can access a portion of your deposit early.
Please see the instant funding schedule below:
Total Account Balance Prior to Your ACH Deposit | Instant Available Amount |
< $2,000 | Up to $1,000 |
$2,000 - $5,000 | Up to $2,000 |
$5,000 - $10,000 | Up to $5,000 |
> $10,000 | Up to $10,000 |
Because it normally takes several days for your bank to process the ACH deposits, please make sure you have sufficient balance in your bank account to cover such transaction.
Please note that instant funding cannot be used to trade options or subscribe to IPOs. Instant funding is not granted for bank accounts linked through Manual Linkage.
Still got questions? Contact TradeUP Customer Support by email at support@tradeup.com or reach out to us on Live Chat!