Earn lets you grow your crypto by depositing supported assets into yield-generating vaults. Your earnings are based on the displayed APY, with no lock-in or commitment.
What is Earn on Tria?
Tria Earn is a feature that lets you put your idle crypto to work. Instead of just sitting in your wallet, your assets are placed into secure, digital vaults to earn rewards (yield) over time.
You Keep Control: Tria never "takes" your money. Your assets stay on the blockchain under your control.
Total Flexibility: For standard vaults, there are no lock-in periods. You can deposit or withdraw your money whenever you want.
Automated Growth: Tria’s system handles the complicated parts. You can deposit any of the 1,000+ supported tokens, and Tria automatically converts them into the right asset for the vault..
How It Works
Tria connects your funds to professional, audited trading and lending strategies to generate profit.
The Payout: Earnings are typically calculated and added to your balance every 7 days.
Variable Rates (APY): The "interest rate" (APY) isn't fixed—it moves up or down based on how the market is performing.
Earn XP: You get rewarded just for participating! You earn 50 XP for every $1,000 you keep in Earn for a full month.
The Vaults
Currently, you can choose between three main types of vaults on the Ethereum network:
wBTC on Ethereum
USDC on Ethereum
AUSD on Monad
You can deposit multiple supported tokens.
Vault | What happens to your deposit? | How you get paid |
Bitcoin (wBTC) | Converted to Wrapped Bitcoin | Paid in Bitcoin (wBTC) |
USDC (Stablecoin) | Converted to USDC | Paid in USDC |
AUSD (Stablecoin) | Converted to AUSD | Paid in AUSD |
Pro Tip: If you have a Signature or Premium card membership, you unlock "Boosted APY," giving you even higher returns than the standard rate.
The TRIA Staking Vault (Currently Paused)
This is a special vault for long-term supporters of the ecosystem. By "staking" (locking up) your TRIA tokens, you earn even more TRIA back.
Fixed Rewards: The earlier you join, the higher your rate (up to 15% APY).
Managing Risk
While Tria Earn is designed to be simple and secure, all crypto-based products carry some risk.
Market Changes: Returns aren't guaranteed and can change based on the market.
Tech Risks: Like any digital system, there is always a small risk related to smart contract security.
Stay Informed: You can track every penny in your Investments dashboard to see exactly how your money is performing.
How does earning work?
A: When you deposit into an Earn vault:
Your funds are deployed on-chain using curated strategies
Strategies are provided by best-in-class strategy providers
Tria does not take custody of your assets. Earn is fully non-custodial
Your deposit starts earning returns based on the displayed APY
Earnings accumulate automatically over time
Returns depend on:
The amount you deposit
How long you stay invested
APY may vary based on market conditions and vault performance
All activity is executed transparently on-chain, and you retain full control over your assets at all times.
What if I don’t have the vault asset (wBTC or USDC)?
A: You don’t need to already hold the vault asset to use Earn.
When depositing into the Earn vault:
You can select any supported token
Tria will automatically convert the selected token to the vault’s underlying asset
The converted asset is deposited into the vault on your behalf
This process is seamless and works across supported tokens on both the mobile app and web app.
No manual conversion is required from your side.
Is there a lock-in period?
A: No. Earn on Tria is fully flexible.
You can:
Deposit anytime
Withdraw anytime
Add more funds whenever you want
There are no penalties for withdrawing early.
How do I withdraw my deposited funds?
A: In the Earn section of the app,
Select the vault you want to withdraw from
Tap on withdraw
Enter the amount and tap on Review
Once you confirm, your withdrawn asset will be reflected in your Tria wallet
When you withdraw from Earn:
Your funds are withdrawn from the selected vault
Accrued earnings are included
The withdrawn amount is credited to your wallet in the vault’s native asset (wBTC or USDC), regardless of which token you originally deposited.
Instant withdrawal - withdrawal amount would be deposited in your wallet within minutes. Withdrawal fee of 0.2% will be deducted upon completion.
Normal withdrawal- withdrawal amount will take 96 hours to reflect in your wallet, but there will be no fees involved.
How do I track my Earn performance?
A: You can monitor everything directly in the app:
Current holdings: Investments section
Historical activity: Activities section
Available opportunities: Explore section
This gives you a full view of your Earn journey in one place.
What are Boosted APY rewards on Earn?
A: In addition to the base APY of an Earn vault, Tria provides boosted APY rewards to eligible users.
Key details:
Boosted APY is extra rewards on top of the base vault APY
Boost levels depend on your card membership tier:
Virtual
Signature
Premium
The rewards will be distributed in Tria tokens after TGE.
Does Earn provide any Tria XP?
A: Details around XP for Earn will be shared soon. Stay tuned for updates.
Is there any risk in depositing funds into Earn?
A: Like all on-chain yield products, Earn carries inherent risks, including but not limited to:
Smart contract vulnerabilities
Strategy or protocol performance risk
Market volatility is impacting returns
On-chain execution risks
While strategies are curated carefully, returns are not guaranteed, and users should only deposit funds they are comfortable putting at risk. Always review details before investing.
If you have any further questions, feel free to reach out via in-app support. We are always happy to help.