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Does True charge any fees?

Updated over 2 weeks ago

Why We Charge a Subscription Fee (and What It Covers)

At True Finance, we don’t believe in unnecessary fees or profiting from financial hardship. However, we do charge a $4.99 monthly subscription to help keep our services running. This subscription gives you access to our premium features, including:

  • Access to our Cash Advance product

  • Higher payouts in the Earn tab

  • Credit monitoring, identity protection, and more

We don’t charge interest, late fees, or hidden costs — the subscription helps us sustain the program responsibly.

Instant vs. Standard Processing

We also offer instant delivery for eligible banks, with a small, optional fee between $1.99 and $5.99, depending on your advance amount. If you prefer not to pay this fee, you can always choose standard processing, which is completely free and typically arrives in 1–3 business days.

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