Yes — here's exactly what you'll pay:
Fee | Amount | When it applies |
Monthly subscription | $6.99 | Required for Cash Advance access, higher Earn tab payouts, and credit monitoring |
Instant Transfer | $1.99–$7.99 (based on advance amount) | Optional — only if you want funds in minutes instead of 1–3 business days |
Standard delivery | Free | Default option, 1–3 business days |
Interest / late fees | None | We don't charge these |
Instant Transfer fee breakdown:
$10–$15 advance: $1.99 fee
$20–$35 advance: $2.99 fee
$40–$65 advance: $3.99 fee
$65–$115 advance: $6.99 fee
$120–$150 advance: $7.99 fee
The subscription fee covers our operating costs — it's not a profit source for True Finance. If your advance application is declined after subscribing, reach out to our support team and we'll review your account for a subscription fee refund.