Be 18 years old or older, Hold a bank account with a U.S. financial institution, Have a mobile phone number that can operate in the U.S. and can receive SMS messages.
Your advance eligibility amount is determined by analyzing your financial health using a wide variety of data points, and your recurring income date is set your settlement date.
These include:
At least three (3) recurring deposits
Income history and spending patterns
A total deposit of $1,000 or more monthly, to get a higher advance amount
If you set up your external account, TRUE will also verify that your account has a minimum 90-day history and check for any recent negative balances
You are a current premium user and have paid your monthly fee of $3.99 or are still in the free trial period
Based on these factors and more, the advance amount you are eligible for updates daily and each day, the limit may change.
Please note, you won’t be able to take an advance if you have any outstanding balances.