True Finance uses a wide range of data points to see if your account qualifies for a cash advance. We analyze several factors when evaluating an account, but here are some to consider to see if you qualify:

1. You can only have one cash advance out at a time. Once you've repaid a cash advance, you're welcome to apply for another one!

2. How are you getting paid by your employer? Direct deposit payments are required in order for you to qualify for a cash advance. Unfortunately, if you don't have at least three recurring direct deposits, you won't qualify.

3. Does your bank account meet our eligibility requirements? Make sure that you link a valid checking account which shows recurring income. These requirements are - (1) the account is in your name, (2) account is at least 90 days old, (3) you receive at least $1,750.00 per month via direct deposit payments, and (4) account is not with Chime, Varo, MoneyLion, Sofi or Current.

4. We use a third party scoring system that evaluates your eligibility and approval amount which is between $25 - $100

If you are not eligible for a cash advance at this time, please send us a message for a full refund on your $3.99 monthly technology fee.