At True Finance, our mission is to support you with extra cash when it’s needed most. Our cash advances range from $10 to $150, determined by a scoring and approval system based on several criteria:
Active Checking Account: An active account in good standing is required.
Positive Bank Balance: Consistently maintaining a positive balance signals financial stability.
Recurring Income: Your account should receive regular income deposits, such as paychecks.
Positive Spending Habits: Avoiding overdrafts and spending within your means can improve eligibility.
Avoiding Failed Payments: Ensure you have sufficient funds to avoid failed or returned repayments.
Direct Deposit Requirement: At least three recurring direct deposits are required.
Cash Advance Repayments: A strong history of timely repayments positively impacts eligibility.
Have questions? We’d be happy to assist. However, please note that our representatives are unable to adjust cash advance amounts. Cash advance limits are determined automatically by our system, which evaluates numerous factors including financial habits and repayment history. This automated process ensures fair and consistent decisions, making manual adjustments unnecessary.