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When can I take out another cash advance?

Updated this week

You can request a new cash advance after your previous repayment has fully settled and you remain an active premium subscriber.

Here’s how the process works:

  • We first attempt to collect repayment on your scheduled date using your debit card, which typically processes within minutes.

  • If the debit card attempt fails, we then retry using ACH, which can take up to 1 business day to settle.

  • Once your repayment is finalized, you’ll be eligible to request another advance.

Important: If your last advance was taken less than 48 hours ago, you'll need to wait until that period has passed — this waiting period cannot be overridden.

Paying your cash advance early will not improve your chances of receiving another advance nor will it increase your cash advance limit. Key factors influencing your eligibility include completing payments on time and maintaining good financial health.

To stay up to date on your account, please review your Cash Advance history directly in the app. From there, you can:

  • See if you have an unpaid advance

  • Confirm whether a payment has failed

  • View your repayment status and dates

Checking your advance history is the quickest way to understand your current status and what steps, if any, are needed next.

Real-time updates on your eligibility for a cash advance are available in the app, and your financial health plays a vital role in determining approval. Monitoring your financial habits regularly can help improve eligibility.

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