Who is considered self-employed
Self-employed applicants are individuals who operate their own business or work independently, rather than being employed by another organization.
Required documents
Two Dots policy requires self-employed applicants to either provide one of the following as official proof of income:
Tax Transcript
Bank Linking or 3 months of Bank Statements
Tax Transcripts:
One of the following must be downloaded directly from the IRS website:
Record of Account Transcript
Account Transcript
Tax Return Transcript
Bank Statements / Bank Linking:
Applicants may verify income using average monthly deposits and assets in their bank account.
Business bank statements are accepted for applicants who have indicated that they own or operate a business. Personal bank statements are also accepted.
A small number of properties do not accept business bank statements. If you are unsure, check with your leasing agent.
Applicants must provide recent PDF bank statements downloaded directly from their bank’s website – or securely link their bank account through the Two Dots portal for verification.
Accepted | Not Accepted |
Tax Transcripts | Paystubs |
Personal Bank Statements | Individual Tax Returns |
Business Bank Statements |
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Bank Link |
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Need help?
For questions about income verification or document requirements:
Support: applicant.support@twodots.net